Akoko Bölgesi, Ondo Eyaleti, Nijerya'daki Küçük ve Orta Ölçekli İşletmelerin Girişimcileri Arasında Ticari Risk Alma Eğiliminin Sosyal ve Ekonomik Belirleyicileri
Özet
Bu çalışma, Ondo Eyaleti, Akoko Bölgesi'ndeki Küçük ve Orta Ölçekli İşletmelerin (KOBİ'ler) Girişimcileri arasında iş riski alma eğiliminin sosyal belirleyicilerini araştırdı. Betimsel araştırma tasarımı kullanılmıştır. Çalışma popülasyonu, çalışma yerini oluşturan dört yerel yönetimdeki KOBİ girişimcilerinden oluşmaktadır. Birincil verilerin toplanması, rastgele seçilen 241 katılımcıya uygulanan Anket ve 8 derinlemesine görüşme kullanılarak yapıldı. Nicel veriler, bağımsız ölçümlerin t-testini içeren betimsel istatistiklerle, nitel veriler ise içerik analiziyle analiz edilmiştir. Daha genç girişimciler, daha yaşlı meslektaşlarına göre daha yüksek düzeyde risk alma eğilimi ifade ettiler [t (241) =4.47; p<.05]; Erkek girişimciler, kadın meslektaşlarına göre daha yüksek derecede risk alma eğilimi ifade ettiler [t (241) =1.577; p<.05]; oldukça deneyimli girişimciler, daha az deneyimli meslektaşlarına göre daha düşük düzeyde risk alma eğilimi ifade ettiler [t (241) =3.02; p<.05]. Ancak, eğitimin anlamlı bir etkisi yoktu [t (241) =1.099; p<.05]; ve dini eğilim [t (241) =1.062; p<.05] girişimciler arasında risk alma eğilimi üzerine. Ayrıca finansal sermaye [β = .091, t=1.385], elektrik istikrarı [β = .020, t=.329], iş yeri [β =.191, t =2.418], müşteri tabanı [β = .041] ; t=.642] ve piyasa rekabeti [β = -.146], risk alma eğiliminin önemli yordayıcılarıydı. KOBİ'lerin girişimcilerine, bilgisi risk alma eğilimlerini artıracak olan girişimcilik alanlarında uzmanlaşmaları emredilir.
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